You will see the cost of inaction in three sectors: banking, healthcare and FMCG. The cost is calculated in foregone savings, regulatory remediation and competitor displacement.
Where the case for waiting is real (a regulator yet to publish, a market yet to settle), we say so. Inaction is sometimes correct.
The model is published and editable. You can run it on your firm's numbers in an afternoon.
The right time to wait is when waiting is the answer. Most of the time it is not.